Finance

When you are focused on building careers, managing everyday expenses and juggling family responsibilities, retirement may not seem something that you need to prioritise at the moment. But the truth is, not planning for retirement today may lead to some harsh financial realities in the future. No steady income, dependence...

With the push towards a digital India, more Indians have opened bank accounts nationwide. In fact, the last two decades have seen a massive surge in financial inclusion throughout India. Today, almost 250 crore Indians have their own bank accounts. This includes both savings and current accounts. If you wish...

Trading options calls for more than a gut feeling. One has to understand the choice chain. Traders have essential data available from the NSE option chain and MCX option chain. They show striking prices, open interest, and premiums. These realizations enable one to evaluate trading interest and market orientation. Learning...

Flipping through the pages of an expenses diary, I was surprised to see, among other things, that the cost of a bar of chocolate was Rs 10 last year. I remember Ravi saving his pocket money every week to buy his favorite treat. Visiting the store after a few months,...

Change is one of the few things in life that’s guaranteed. And when it involves your consumer loan origination system (LOS), navigating that change can feel complex. Adopting a new LOS is a detailed process that requires careful planning and active involvement from start to finish. From setting clear goals...

Have you ever imagined completing your salary account opening process within minutes without stepping into a bank branch? It may sound unbelievable, but in today's digital banking era, it’s a reality. Thanks to paperless processing and video KYC, you can now open a fully loaded salary account online with ease,...

An Initial Public Offering (IPO) is the process by which a privately owned company offers its shares to the public for the first time, allowing investors to purchase them. This marks a pivotal moment in a company's growth, as it transitions from being privately held to publicly traded on a...

Systematic Investment Plans (SIPs) have emerged as one of the most popular ways for investors to build wealth over time. SIPs allow individuals to invest in mutual funds in a disciplined and consistent manner by making regular, small contributions rather than lump-sum investments. But what types of mutual funds can...

At a glance: Explore income protection, trauma, accidental death, and TPD insurance. Evaluate coverage, terms, premiums, and additional benefits. Ensure stability and peace of mind with the right policies. Imagine this: you’re on a scenic road trip, the wind in your hair, a playlist of your favourite tunes setting the...

Investing in mutual funds has become an integral part of financial planning for many Indian investors. Among the various types of mutual funds, debt mutual funds are a popular choice for those seeking stability and regular income. This article explores the benefits of investing in debt mutual funds, highlighting why...